Best HDFC Life Cancer Care Plan Of 2022 And 2023 | All Information You Need

HDFC Life Insurance Company Limited is started HDFC Life Cancer Care Plan. HDFC Life Insurance Company Limited (d/b/a HDFC Life) is a long-term life insurance provider headquartered in Mumbai, providing individual and group insurance services, and was incorporated on 14 August 2000. The company is a joint venture between Housing Development Finance Corporation Limited (HDFC), one of India’s leading housing finance institutions, and Aberdeen, a global investment company.

This company provides many types of investment plans, one of them is HDFC Life Cancer Care Plan which provides good security to the family. In this article, we will tell you about HDFC Life Cancer Care Plan in detail.

What Is HDFC Life Cancer Care Plan?

HDFC Life Cancer Care is a unique health plan that pays a lump sum benefit amount to the policyholder on the diagnosis of minor and/or major cancers which can be used for cancer treatment. Cancer Care has 3 plan options – Silver, Gold, and Platinum and offers coverage up to 40 lakhs.

HDFC Life Cancer Care Plan

HDFC Life Cancer Care Plan | Key Features

  • Up to 100% of Sum Assured paid on diagnosis of cancer
  • Survival (waiting) period of 7 days only from diagnosis required to claim for benefit payment
  • Future premiums will be waived for the next 3 years
  • No pre-policy medical tests required
  • Receive monthly income for 5 years on diagnosis (Platinum option)
  • 5.5% off on premium for policies purchased online

HDFC Life Cancer Care Plan | Benefit

HDFC Life Cancer Care has 3 plan options, Silver, Gold, and Platinum. The benefits paid under the 3 plans are as follows:-

  • Death Benefit:- No death benefit is payable on death as the objective of the plan is to provide benefit for the treatment of cancer.
  • Maturity Benefit:- No benefit is payable on the maturity of the policy.
  • Premium Discounts

– Lower premium rates available for Sum Assured above 10 lakhs

– 5.5% discount on premium if the policy is purchased online by the prospective policyholder directly

Sample Premiums ( In Rupeed ) For Male Life

Sum Assured Rs 20 Lakhs
Age (years) 10 years 15 years 20 years
Silver Gold Platinum Silver Gold Platinum Silver Gold Platinum
25 832 1041 1423 842 1148 1601 910 1309 1849
30 1025 1320 1864 1091 1565 2254 1242 1901 2777
35 1411 1898 2770 1602 2442 3624 1898 3087 4620
40 2272 3177 4757 2663 4223 6379 3160 5311 8037
45 3991 5682 8623 4628 7433 11289 5430 9217 13978
50 7014 10009 15194 8038 12915 19567 9171 15508 23462
55 12091 17272 26095 13480 21514 32458 14750 24608 37126

HDFC Life Cancer Care Plan | Eligibility Conditions

Minimum Maximum
Entry Age (in years) 18 65
Maturity Age (in years) 28 75
Policy Term (in years) 10 20
Sum Assured (in lacs) 10 40
Payment modes Yearly, Half-yearly, Quarterly or Monthly

Also Read: Saral Jeevan Bima HDFC Life

HDFC Life Cancer Care Plan | Required Documents

Documents required for the company while buying HDFC Life Cancer Care Policy:-

Natural Death / Calamity / Natural Calamities

  • Death claim form
  • Death certificate issued by Govt. /relevant authority
  • Identity and residence proof of claimant
  • Original Policy Documents (In case of DEMAT, original policy documents are not required)
  • NEFT Account Details
  • Medical records at the time of death and past illnesses
  • Maturity, Money Back and Pension – Annuity Claim Document List
  • Un-Natural Death (Accidental Death / Murder / Suicide)

Death Claim Form

  • Death certificate issued by Govt. /relevant authority
  • Identity and residence proof of claimant
  • Original Policy Documents (In case of DEMAT, original policy documents are not required)
  • NEFT Account Details
  • FIR, Police Inquiry Report and Panchnama
  • Post mortem report
  • Maturity, Money Back and Pension – Annuity Claim Document List
  • Additional documentation may be requested on a case-to-case basis

Claim For Critical Illness

  • Critical Illness Claim Form
  • Medical records (present and past) viz. Hospital records, reports of clinical trials.
  • Identity and residence certificate of the claimant
  • Original Policy Documents (In case of DEMAT, original policy documents are not required)
  • NEFT Account Details
  • Maturity, Money Back and Pension – Annuity Claim Document List

How To Buy HDFC Life Cancer Care Plan?

First of all, while buying a term plan online, first calculate the premium according to your desired sum insured and term on the online term insurance calculator, then you can take the plan by contacting an agent of the company.

Also Read: Star Family Health Optima Insurance Plan

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