How To Apply For SBI Kisan Credit Card Offline? | Details

Everyone knows about SBI today because there are very few people inside India who do not have an account inside SBI, it is the largest public sector bank in India and this bank gives many types of banking services to its customers like; Savings account, loan, insurance, trading account, many such facilities are provided by this bank and this bank also provides many types of loans like, home loan, business loan, car loan, fish farming etc, and good interest. Provides this facility at the rate and bank by the State Bank of India (SBI) provides loan to the farmers with low interest rate and easy repayment tenure so that the farmer can do farming easily and does not face any financial problems and thus, To help the farmers with loan amount, SBI has started Kisan Credit Card. In this article, we will tell you about SBI Kisan Credit Card Details in detail.

Objectives And Features Of SBI Kisan Credit Card Loan.

The main objective of SBI Kisan Credit Card Loan is to provide loan to farmers at low interest rate (How to take State Bank of India Dairy Loan) SBI Kisan Credit Card provides loan at low interest rate and this card Crop insurance and security-free insurance facility is provided to the farmer through SBI KCC Card Loan 2021

  • SBI Kisan Credit Card loan has 2.00% interest rate.
  • For this loan, banks will not ask for security / security on loans up to Rs 1.60 lakh.
  • Crop insurance coverage against various calamities is given to the users under Kisan Credit Card Loan.
  • Under this scheme, insurance coverage is provided to the farmer in case of permanent disability, death.
  • The payment period is decided on the basis of the harvest and its trading period.
  • SBI Kisan Credit Card Compound interest is charged for failure to make timely payments by SBI Kisan Credit Card cardholders.
  • The maximum loan amount that can be availed by the card holder is Rs.3.00 lakh.
  • Farmers who deposit their money in Kisan Credit Card account will get higher rate of interest.
  • Simple interest rate is charged from farmers on prompt payment in SBI Kisan Credit Card.
  • The loan will be sanctioned on the basis of increase in the quantum of finance during subsequent 5 years.

Eligibility For SBI Kisan Credit Card Loan.

Some conditions have been made for Kisan Credit Card Loan, the farmer will have to follow them, only then can the credit card be made:-

  • Farmer Must Be Resident Of Indian.
  • Minimum Age – 18 Years
  • Maximum Age – 75 Years
  • A Co-applicant Is Mandatory If The Applicant Is A Senior Citizen (above 60 Years Of Age) Where The Co-applicant Should Be A Legal Heir.
  • All Farmers – Individual / Joint Farmer, Proprietor.
  • Tenant Farmers, Oral Lessees, And Sharecroppers Etc Sbi Kcc Loan Interest Rate 2021.
  • SHGs Or Joint Liability Groups Including Tenant Farmers.
  • All Farmers – Farmers Doing Individual / Joint Agriculture.
  • Tenant Farmers – Oral Lessees And Sharecroppers, Etc.
  • Self Help Groups Or Liability Groups Including Tenant Farmers.

Documents Required For SBI KCC Loan.

Some Important Documents Are Required For Kisan Credit Card Loan:-

  • Filled Application Form.
  • Identity Proof- Voter ID / PAN Card / Passport / Aadhar Card / Driving License, Etc.
  • Address Proof- Voter ID / Passport / Aadhar Card / Driving License, Etc.
  • Land Documents.

How To Apply For SBI KCC Loan?

Under this scheme, the farmers of the country who want to apply for getting their credit card made, then you will have to go to your nearest bank branch with all your documents, go there and contact the bank officer and then take the application form of Kisan Credit Card Yojana from the officer. Will happen . After taking the application form, you have to fill all the details asked in the form and then submit it to the bank official. After verifying your application, you will be given Kisan Credit Card within a few days.

Online Form:- Click Here

SBI KCC Loan Usage.

  • SBI Kisan Credit Card Can Be Used For Cash Withdrawal Or Direct Purchases.
  • Using This Card Farmer Can Buy Fertilizer Seed.
  • KCC Card Can Withdraw Money According To The Limit Of His Land.
  • Farmers Can Use This Card For Many Works.

Official PM KCC Online Form Link Bank Wise.

Bank Name KCC Loan Official Link
State Bank of India Click Here
Punjab National Bank Click Here
Bank of Baroda Click Here
ICICI Bank Click Here
Allahabad Bank Click Here
Andhra Bank Click Here
Sarva Haryana Gramin Bank Click Here
Canara Bank Click Here
Odisha Gramya Bank Click Here
Bank of Maharashtra Click Here
HDFC Bank Click Here
Axic Bank Click Here

SBI Kisan Credit Card Loan Contact Number.

  • Toll Free Number:- 1800 112 211 / 1800 425 3800
  • Email ID:- homeloan.complaints@sbi.co.in
  • Postal Address:- Real Estate & Housing Business Unit,
    State Bank Of India Corporate Centre,
    Madam Cama Road,
    State Bank Bhawan, Nariman Point,
    Mumbai -400021, Maharashtra

READ MORE:- Axis Bank Tractor Loan Details

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